Mezo: Everyday Bitcoin Finance

Partnerships

Stack Sats and Bitcoin-Backed Stables: Morpho Vault Incentives Go Live

Earn with MUSD on Ethereum mainnet. Mezo × Threshold launch boosted incentives on Morpho’s vault: deposit tBTC, cbBTC, or MUSD to earn real lending yield plus weekly rewards of over 2,000 MUSD and more. Simple claims, paid in MUSD and tBTC. Start stacking Bitcoin-backed yield.

How Bitcoin Loans Are Taxed in the US: What Mezo Users Should Know

Learn the US tax implications of Mezo Bitcoin loans: defer capital gains, deduct interest strategically, avoid costly liquidations. Complete guide to IRS treatment of BTC collateral, MUSD borrowing, redemptions & tax planning for Bitcoin-backed loans.

Featured

Why Bitcoin Needs Banking

Traditional banks profit from your deposits while charging you for access to your own money. Variable-rate lending markets trap you with unpredictable costs. Both systems put middlemen between you and your wealth. Mezo eliminates them all.

How to Earn Yield on Bitcoin with Mezo: A Guide for Sovereign Savers

Earn BTC yield without selling. Compare Mezo Vault types, partner pools, target APY mechanics, lockups, fees, and risks. Step-by-step deposit, monitoring, and exits.

Foundation

The Mezo Hackathon: Build Bitcoin Finance in 4 Weeks

$37,500 MUSD + 37,500 Mezo incentives* in prizes. 3 tracks. 4 weeks. Build Bitcoin's financial future with Mezo.

Tutorials

Mezo 101: Step-by-Step Guide to Swapping Crypto on Mezo

This guide walks you through using Mezo Swap to trade between BTC, MUSD, USDC, and USDT without leaving the Mezo app.

Partnerships Featured

Save Your Bitcoin, Earn With MUSD: Boosted Liquidity Incentives Live on Curve and Uniswap

Stay long BTC while your MUSD earns yield for you. This week, bonus incentives are launching for Curve and Uniswap pools. Borrow against your Bitcoin at a fixed 1% rate, and bridge your MUSD into Ethereum for the juiciest yield opportunities to date.

Tutorials Featured

Mezo 101: Liquidations & Redemptions

Confused by Mezo liquidations? Learn how Mezo’s Bitcoin-backed stablecoin MUSD stays on peg: borrow at fixed rates, understand liquidations (ICR <110%) and redemptions ($1 MUSD = $1 BTC), and steps to avoid liquidation—bank on yourself with confidence.

Featured

Can You Live on Bitcoin? Exploring the Bitcoin Lifestyle with Mezo

Mezo turns Bitcoin holders into sovereign individuals. Borrow MUSD against your BTC, spend anywhere dollars are accepted, and keep your Bitcoin growing. Live on an asset immune to inflation—manage, borrow, earn, and transact globally without banks or credit checks.

Features Featured

Mezo Monthly Recap: July 2025

This past month has been a whirlwind of innovation at Mezo. Our team delivered a wave of powerful product launches designed to enhance utility, reduce costs, and expand the entire BitcoinFi ecosystem. Let's dive into the progress we've made together.

Partnerships

Mezo and MUSD Go Multichain with Wormhole

MUSD is now live on Ethereum via Wormhole NTT. Earn yield, swap to other stablecoins, and offramp directly to your bank. Your Bitcoin-backed capital is now fully composable across DeFi.

Features Featured

Dive into Mezo Pools: A New Way to Earn with Your Bitcoin

Discover Mezo Pools, the new liquidity feature for the Bitcoin economy. Provide liquidity to BTC/MUSD and other pairs to earn trading fees and special launch rewards. Learn how to get started and maximize your earnings on Mezo.

Featured

Understanding Bitcoin Interest Rates in Crypto Lending with Mezo

Learn how bitcoin interest rates are determined, the difference between CeFi and DeFi lending, and how Mezo offers secure, low fixed-rate Bitcoin-backed loans for everyday finance.

Features Featured

Earn Bitcoin Yield on Mezo: Swaps, Vaults, and New Mezo Rewards Are Live

Earn Bitcoin yield on Mezo! New features with Swaps and MUSD Vault are live. Put your BTC to work without selling it, earn mats rewards with every on-chain action, & transform your Bitcoin into a productive asset. Start earning with a single click.

Featured

90% LTV Bitcoin Loans: Access Cash at 1% APR Without Selling Your BTC

Access up to 90% of your Bitcoin's value without selling. Mezo's high LTV loans let you access cash while keeping your BTC. Learn how Mezo maximizes your capital efficiency and how to manage loan risk to enjoy unparalleled financial freedom.

Features

Earn Stablecoin Yield Powered by Bitcoin with Mezo's MUSD Vault

Earn high stablecoin yield in your MUSD savings account powered by Bitcoin. Get tBTC rewards, Upshift Points & Mezo mats in the first native Mezo vault by August.

Foundation Featured

Introducing the Supernormal Foundation: Accelerating Bitcoin for Everyday Finance

The Supernormal Foundation (SNF) fosters the Mezo ecosystem, empowering builders with funding, strategic guidance, and mentorship. Accelerate your Bitcoin-focused projects and unlock BTC liquidity with MUSD—backed by industry-leading expertise.

Featured

Bitcoin-Backed Burritos

Originally presented as a talk at House of ZK in Las Vegas, this piece explores Bitcoin's shift from everyday spending to a secure store of value, highlighting how Mezo enables borrowing against Bitcoin to spend smarter without sacrificing future gains.

Foundation

Apply to Mezo's Alpha Builder Program

The Mezo Alpha Builder Program invites developers to build the future of Bitcoin finance by integrating MUSD, Mezo’s Bitcoin-backed stablecoin, into their apps—enabling users to borrow, spend, and earn without ever selling their BTC.

Features Featured

Trust Minimized, Yield Maximized: Why Mezo Runs on tBTC

tBTC securely decentralizes over $553M in BTC, eliminating centralized custody risks. Mezo integrates tBTC for Bitcoin holders, enabling productive DeFi use with full self-sovereignty and forward security.

Featured

How to Save & Use Bitcoin for Retirement

Break free from fiat retirement traps. Mezo lets you earn yield on real BTC, borrow against it tax-free, and access liquidity without selling. No custodians, no ETFs, no capital gains—just sovereign, Bitcoin-native retirement. Start building your future at mezo.org.

Partnerships

Buy Gift Cards with Stablecoins: Redeemable on Bitrefill

Use your MUSD to purchase gift cards redeemable for everyday needs on Bitrefill. A simple way to use cryptocurrency.

Partnerships

Supporting Bitcoin Core Development: Mezo x Brink

Donate to open source development via the Mezo Market. Borrow MUSD against your Bitcoin at 1% fixed interest, and use your MUSD for real-world spending and philanthropic causes like Brink.

Featured

Why Credit Scores Don’t Matter in Bitcoin Lending

Borrow Bitcoin instantly with Mezo—no credit checks, no paperwork. Use your BTC as collateral, maintain custody, and unlock liquidity via MUSD stablecoins. Transparent, secure, and credit-score-free.

Tutorials

Mainnet Rewards Are Live: Earn mats for Onchain Action

A limited supply of Mainnet mats is now available, and users can earn by depositing BTC, trading, and exploring new onchain features.