Bitcoin loans for Brave users.

1-5% Fixed APR No KYC Full Privacy

Use your Bitcoin to unlock MUSD.

KEEP YOUR BTC, BORROW MUSD

DECENTRALIZED, PERMISSIONLESS, PRIVATE

EARN WHILE YOU BORROW

Mezo Borrow is Built for Brave Users

Borrow MUSD against BTC with Mezo's self-custodial loans.

Fixed 1-5% APR

No variable rates. No hidden fees. Transparent by design.

Earn While You Borrow

Up to 30% Bitcoin-backed yield with your MUSD.

Stay Long BTC

Get stablecoins without selling your Bitcoin.

Stability Backed by Bitcoin

MUSD is 100% backed by BTC, designed to trade 1:1 with USD.

What You Can Do With MUSD

A stablecoin built for Bitcoiners

Pay For Your Lifestyle

Spend MUSD on real-world goods, such as Airbnbs, your next plane ticket, monthly groceries, and more.

Trade Instantly

Use MUSD to swap into BTC or other stablecoins such as USDT or USDC.

Earn Yield

Deposit into the MUSD vault and earn up to 30% in rewards, paid in MUSD and ecosystem incentives.

Join the Circular Bitcoin Economy

Borrow, spend, earn, and more with Mezo's BitcoinFi ecosystem.

Non-custodial, No KYC

Your wallet, your keys. Every transaction on Mezo requires user approval.

Low Fees

Access next-gen Bitcoin Finance tools while keeping your costs low.

Onchain & Transparent

See everything onchain, no black boxes.

Available Globally

Use Mezo's features from anywhere in the world. 365 days a year.

How It Works

Take full advantage of the Bitcoin Economy in 5 minutes (or less).

Connect Your Wallet

Create your Mezo account using your preferred Bitcoin or EVM wallet.

Deposit Bitcoin as Collateral

Secure your loan by locking BTC onchain non-custodially.

Borrow MUSD at 1-5% Fixed APR

Instantly mint MUSD against your BTC with a transparent, fixed interest rate.

Get Productive

Swap into BTC or stables. Buy a concert ticket. Deposit into the MUSD Vault to earn passive yield.

Manage your Position

Add more collateral or repay your loan whenever you're ready — no late fees, no lockups.

Do More With Your Bitcoin. Start Borrowing at 1-5% Today.

Friends who share our vision.

Mezo is built by Thesis*, a team that has dedicated 10+ years to expanding Bitcoin with security as top priority. Creators of tBTC, Fold, Taho, and more.

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*References to expected yields, APY, or other performance metrics are based on current performance and protocol parameters. Actual returns may be subject to change due to market conditions, protocol governance decisions, and other risk factors. Users are responsible for carrying out their own due diligence before choosing a Vault, and for monitoring any changes made to the Vault over time, particularly those subject to a time lock.